This commission --- the whole 6% (which means our 3%, since this is part of that) is paid by the SELLER. (All real estate commissions are paid by the seller, not the buyer). From our 3% cut, we will then rebate back to you, the buyer, after the close of escrow, 25% of that commission, and take 25% for ourselves.

All that is required is that you must make the offer through Harris Realty, and your deal must be accepted, and then successfully closed through escrow. Once we get our commission check, you will receive your rebate check.

Buy a home listed with Coldwell Banker, Century 21, ReMax, Prudential, etc -- it doesn't matter!

Thinking about buying a brand new home from a builder of a new development?

Call us BEFORE you visit the model homes!

We must accompany you on your FIRST visit and register you on the builder's list in order to be able to get you a rebate, if the builder offers broker incentives.

BUYING A HOME WITH ZERO DOWN

Buy a Home With Zero Cash
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"Now you can realize the dream of owning your own home with zero down payment."
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The Zero Cash Down Payment Program offers you a way to buy a home with no down payment. That's right zero down payment. You may have owned a home before and are presently renting, or are a first time homebuyer and need a way to break into the housing market but held back because you thought you required a substantial down payment.

Or you may be in the position where you do not want to liquidate your financial assets to use as a down payment on a home. Regardless of your present situation, you want a way to get into or to re-enter the housing market without having to make a cash down payment.

The Zero Cash Down Payment Program may be just the answer you need. Here's what is required to qualify for the Zero Cash Down Payment Program.

102% financing with a 30year fixed loan with no prepayment penalties, no PMI, seller can pay all of the closing costs (if negotiated).

START YOUR HOME SEARCH THROUGH OUR WEBSITE:
www.palmcoastbrokers.com

Program Qualifications

1. A decent credit history… Score of 580 and above
• no recent history of bad debts
• consistent and timely payment of current liabilities

2. At least 2 years of employment stability
You will be required to show proof of employment for the past 2 years, ie. a letter of employment from your employer or financial statements for the past 2 years if self-employed.

No Down payment
If you are renting, why pay your landlord's mortgage? Why not reap the benefit of building your own equity? Are you renting because you are held back from owning your own home because you think you need a substantial down payment?

The general perception of many would-be-homebuyers and even that of some Realtors® is that a substantial down payment is required in order to purchase a home. This is simply not true. Because of this perception many would-be-homebuyers feel they have to save for years before they have enough money for a down payment so that they can finally enter the housing market. In the meantime they are lining someone else's pockets, while waiting a long time before they can start building their own equity.

Well, with the Zero Cash Down Payment Program you don't need a down payment to buy a home.

Buy a Home Now! CALL US TODAY (386)679-0117

The prices are the lowest they have been in 13 years!

If needing a down payment is keeping you from owning your own home, this new program offers you an immediate way to get into the housing market.

With the Zero Cash Down Payment Program you don't have to wait to purchase a home.

Approved Bank Program
It is important to know that the Zero Cash Down Payment Program is an approved bank program. Review this program with your lender or Realtor® who has specialized knowledge in financing and can assist you with the Zero Cash Down Payment Program.

Call Harris Realty of Palm Coast to start the search of a new home and the processing of the loan.

(386)793-3535-Christine or (386)679-0117-Sue

Email: palmcoastbroker@aol.com

Visit our website to view all of the homes currently on the MLS system.
www.palmcoastbrokers.com